Tel: 01274 434100 Fax: 01274 432830 Email:

18 August 2017

Use the sliders on the Loan Calculator to get an estimate on our Loans.

Borrowing from us is easy and straight forward

  • Easy application
  • No hidden fees
  • Low interest rates – better than the high street
  • Convenient – payments via standing order, payroll or benefits paid directly into your account. (For further information please contact the office) 

We want to make it as easy as possible for you to access a loan.

Our interest rates are charged on a reducing balance

  • £200 – £500 at 3% per month (42.6% APR)
  • £501 – £1000 at 2% per month (26.8% APR)
  • £1001 – £2000 at 1.5% per month (19.5% APR)
  • £2001 – £7500 at 1% per month (12.7% APR)

Loan decisions are based on affordability, We also use credit reference & fraud prevention agencies to help us make decisions. We help you look at your income and expenditure to make sure you can afford the loan repayments. Unlike some other lenders we only lend responsibly.

You can now apply for an additional loan after six month's*

*In severe hardship cases please contact us ASAP to discuss loan options.

Please note that Christmas and Holiday Loans can only be taken out over 12 Month's.   

Bradford District Credit Union Tel: 01274 434100 Fax: 01274 432830 Email: Web: