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	<title>BDCU</title>
	<atom:link href="http://bdcu.co.uk/feed/" rel="self" type="application/rss+xml" />
	<link>http://bdcu.co.uk</link>
	<description>Bradford District Credit Union</description>
	<lastBuildDate>Thu, 17 May 2012 15:52:02 +0000</lastBuildDate>
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		<title>New development worker appointed</title>
		<link>http://bdcu.co.uk/2012/05/new-development-worker-appointed/</link>
		<comments>http://bdcu.co.uk/2012/05/new-development-worker-appointed/#comments</comments>
		<pubDate>Thu, 17 May 2012 15:50:34 +0000</pubDate>
		<dc:creator>IanK</dc:creator>
				<category><![CDATA[Credit Union News]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3460</guid>
		<description><![CDATA[We are pleased to announce that the Credit Union has received a further years funding from Bradford Council to support financial inclusion work in the District. Part of the funding has been set aside to employ a new part time development worker&#8230;.. &#8230; <a href="http://bdcu.co.uk/2012/05/new-development-worker-appointed/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>We are pleased to announce that the Credit Union has received a further years funding from Bradford Council to support financial inclusion work in the District. Part of the funding has been set aside to employ a new part time development worker&#8230;.. on this note we would like to extend a big welcome to Ian Kenning who has recently been appointed as a Financial Inclusion Development Officer. Ian will be working with the Credit Union helping us to grow our membership and develop our services so that we can help as many people as possible to benefit from Credit Union membership.</p>
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		<item>
		<title>Canterbury Children&#8217;s Centre launch</title>
		<link>http://bdcu.co.uk/2012/04/canterbury-childrens-centre-launch/</link>
		<comments>http://bdcu.co.uk/2012/04/canterbury-childrens-centre-launch/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 07:00:33 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3430</guid>
		<description><![CDATA[Credit Union staff and staff from the Children's Centre will be available all day to explain to people what the Credit Union is all about… <a href="http://bdcu.co.uk/2012/04/canterbury-childrens-centre-launch/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Credit Union staff and staff from the Children&#8217;s Centre will be available all day to explain to people what the Credit Union is all about and help parents and children join and open savings accounts. There will be free duck money boxes for all kids who open a Junior Savings account. If you&#8217;re in the area come on down and say hello.</p>
<p>Canterbury Childrens Centre<br />
Basil Street<br />
BD5 9HL<br />
Tel. 01274 574522</p>
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		<item>
		<title>Change of address?</title>
		<link>http://bdcu.co.uk/2012/04/change-of-address/</link>
		<comments>http://bdcu.co.uk/2012/04/change-of-address/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 10:34:03 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3373</guid>
		<description><![CDATA[Just a quick reminder that is is very important to let us know when you change address. It&#8217;s also very important to tell us straight away if you lose your membership card.]]></description>
			<content:encoded><![CDATA[<p>Just a quick reminder that is is very important to let us know when you change address.</p>
<p>It&#8217;s also very important to tell us <strong>straight away</strong> if you lose your membership card. </p>
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		<item>
		<title>Easter 2012 opening hours</title>
		<link>http://bdcu.co.uk/2012/04/easter-2012-opening-hours/</link>
		<comments>http://bdcu.co.uk/2012/04/easter-2012-opening-hours/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 15:41:44 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[Easter]]></category>
		<category><![CDATA[Opening Hours]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3365</guid>
		<description><![CDATA[Easter Opening Hours:
See the news page for opening hours over the the Easter break <a href="http://bdcu.co.uk/2012/04/easter-2012-opening-hours/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The office will be open the following hours over Easter</p>
<table width="100%" border="0" cellspacing="2" cellpadding="3">
<tbody>
<tr>
<td width="53%">Thurs 5th April</td>
<td width="47%">9.30am &#8211; 3.30pm</td>
</tr>
<tr>
<td>Friday 6th April</td>
<td>Closed</td>
</tr>
<tr>
<td>Monday 9th April</td>
<td>Closed</td>
</tr>
</tbody>
</table>
<p>open as usual from Tuesday 10th April</p>
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		<title>Great start at Parklands</title>
		<link>http://bdcu.co.uk/2012/03/great-start-at-parklands/</link>
		<comments>http://bdcu.co.uk/2012/03/great-start-at-parklands/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 16:11:46 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[children's centre]]></category>
		<category><![CDATA[contact point]]></category>
		<category><![CDATA[display stand]]></category>
		<category><![CDATA[duck bank]]></category>
		<category><![CDATA[Parklands]]></category>
		<category><![CDATA[Thorpe Edge]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3336</guid>
		<description><![CDATA[Kids, parents and staff were all welcomed at the opening day of our latest contact point - Parkland Children's Centre in Thorpe Edge. <a href="http://bdcu.co.uk/2012/03/great-start-at-parklands/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://bdcu.co.uk/wp-content/uploads/2012/03/IMG_2451.jpg"><img class="alignleft size-thumbnail wp-image-3339" title="Parklands launch day" src="http://bdcu.co.uk/wp-content/uploads/2012/03/IMG_2451-150x150.jpg" alt="Signing up a new member to Bradford District Credit Union" width="150" height="150" /></a>Kids, parents and staff were all welcomed at the opening day of our latest contact point &#8211; Parkland Children&#8217;s Centre in Thorpe Edge.</p>
<p>New members were signed up from among the parents and kids, with our duck savings banks proving a big hit once again. Several members of staff signed up to take advantage of the benefits of payroll saving.</p>
<p>It was also that first outing for our brand new display stand.</p>
<p>Development worker Ian Kenning said &#8220;It was a great day with new members signed up and lots of interest. A big thanks to all the staff at Parklands for helping to make it happen and welcome to all the new members.&#8221;<br />
<a href="http://bdcu.co.uk/wp-content/uploads/2012/03/IMG_2440.jpg"><img class="alignleft size-thumbnail wp-image-3340" title="Parklands launch day" src="http://bdcu.co.uk/wp-content/uploads/2012/03/IMG_2440-150x150.jpg" alt="A prospective member of Bradford District Credit Union listens to Ashlyn" width="150" height="150" /></a><a href="http://bdcu.co.uk/wp-content/uploads/2012/03/IMG_2443.jpg"><img class="alignnone size-thumbnail wp-image-3341" title="BDCU duck bank" src="http://bdcu.co.uk/wp-content/uploads/2012/03/IMG_2443-150x150.jpg" alt="A Bradford district Credit Union duck bank" width="150" height="150" /></a></p>
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		<item>
		<title>Payday Loans</title>
		<link>http://bdcu.co.uk/2012/03/payday-loans/</link>
		<comments>http://bdcu.co.uk/2012/03/payday-loans/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 08:30:27 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[External link]]></category>
		<category><![CDATA[National News]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3322</guid>
		<description><![CDATA[Interesting piece from the BBC&#8217;s Inside Out programme on the growing payday loans market and how 6Towns credit union are responding.]]></description>
			<content:encoded><![CDATA[<p>Interesting piece from the BBC&#8217;s Inside Out programme on the growing payday loans market and how 6Towns credit union are responding.</p>
<p><object width="560" height="315" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/Qwjx7UGOiOo?version=3&amp;hl=en_US&amp;rel=0" /><param name="allowfullscreen" value="true" /><embed width="560" height="315" type="application/x-shockwave-flash" src="http://www.youtube.com/v/Qwjx7UGOiOo?version=3&amp;hl=en_US&amp;rel=0" allowFullScreen="true" allowscriptaccess="always" allowfullscreen="true" /></object></p>
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		<title>Dealing with loan sharks</title>
		<link>http://bdcu.co.uk/2012/03/dealing-with-loan-sharks/</link>
		<comments>http://bdcu.co.uk/2012/03/dealing-with-loan-sharks/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 23:28:45 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[External link]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3308</guid>
		<description><![CDATA[The best advice for dealing with loan sharks is 'don't'. They're unlicensed moneylenders who charge high interest rates and sometimes use violence when people can't pay back their loan. <a href="http://bdcu.co.uk/2012/03/dealing-with-loan-sharks/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArrears/DG_10035958"><img class="alignright size-full wp-image-3310" title="directgovloanshark" src="http://bdcu.co.uk/wp-content/uploads/2012/03/directgovloanshark.jpg" alt="" width="239" height="205" /></a>The best advice for dealing with loan sharks is &#8216;don&#8217;t&#8217;. They&#8217;re unlicensed moneylenders who charge very high interest rates and sometimes use threats and violence to frighten people who can&#8217;t pay back their loan. The <a href="http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArrears/DG_10035958">directgov website</a> has loads of great information  on how to spot a loan shark, how to find out if a lender is licenced, and what to do if you have borrowed from a loan shark.</p>
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		<item>
		<title>2012 AGM Agenda</title>
		<link>http://bdcu.co.uk/2012/02/2012-agm-agenda/</link>
		<comments>http://bdcu.co.uk/2012/02/2012-agm-agenda/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 10:40:46 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3286</guid>
		<description><![CDATA[The Agenda for the 2012 AGM is below, you can also download a copy. There will be copies available at the meeting. Agenda 1 Welcome by the Chair, Simon Loveitt 2 Approval of minutes of 15th AGM held 22 June &#8230; <a href="http://bdcu.co.uk/2012/02/2012-agm-agenda/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://bdcu.co.uk/wp-content/uploads/2012/02/2012-BDCU-AGM-AgendaIMG.jpg"><img class="alignright size-full wp-image-3289" title="2012 BDCU AGM AgendaIMG" src="http://bdcu.co.uk/wp-content/uploads/2012/02/2012-BDCU-AGM-AgendaIMG.jpg" alt="" width="150" height="212" /></a>The Agenda for the 2012 AGM is below, you can also <a href="http://bdcu.co.uk/wp-content/uploads/2012/02/2012-BDCU-AGM-Agenda.pdf">download a copy</a>. There will be copies available at the meeting.</p>
<p><strong>Agenda</strong></p>
<p>1 Welcome by the Chair, Simon Loveitt</p>
<p>2 Approval of minutes of 15th AGM held 22 June 2011</p>
<p>3 Reports from the Chair and the Auditor</p>
<p>4 Adoption of Legislative Reform Order presented by Ray Kershaw</p>
<p>5 Approval of Supervisory Committee members</p>
<p>6 Appointment of Directors</p>
<p>7 Appointment of External Auditors</p>
<p>8 Any Other Business</p>
<p>9 Adjournement and close of meeting</p>
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		<item>
		<title>Office closed during AGM</title>
		<link>http://bdcu.co.uk/2012/02/office-closure/</link>
		<comments>http://bdcu.co.uk/2012/02/office-closure/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 10:29:10 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[AGM]]></category>
		<category><![CDATA[Incommunities]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3277</guid>
		<description><![CDATA[The main office in City Hall will be closed on Wed 22nd of Feb, from 11am to 2.30pm to allow us to run the AGM. <a href="http://bdcu.co.uk/2012/02/office-closure/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The main office in City Hall will be closed on Wed 22nd of Feb, from 11am to 2.30pm to allow us to run the AGM.</p>
<div>
<p>The 2012 AGM will be at 12.30pm in City Chambers, 2nd Floor, City House, 23-27 Cheapside, Bradford BD1 4HR (InCommunities Offices, opposite Midland Hotel)</p>
<p>A buffet lunch will be provided, and it will be helpful to have an idea of numbers attending. We would be grateful if you could <a href="mailto:credit.union@bdcu.co.uk?subject=I%20will%20be%20attending%20the%20AGM">email us</a> or let the office know by phone on 01274 434100.</p>
<p>Thanks, and we look forward to seeing you there.</p>
<div></div>
</div>
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		<item>
		<title>Get involved</title>
		<link>http://bdcu.co.uk/2012/02/get-involved/</link>
		<comments>http://bdcu.co.uk/2012/02/get-involved/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 10:46:30 +0000</pubDate>
		<dc:creator>TonyW</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Supervisory Committee]]></category>

		<guid isPermaLink="false">http://bdcu.co.uk/?p=3267</guid>
		<description><![CDATA[The Credit Union is a members organisation, and alongside our fantastic staff, there are a number of members who give some of their time to help the Credit Union. <a href="http://bdcu.co.uk/2012/02/get-involved/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The Credit Union is a members organisation, and alongside our fantastic staff, there are a number of members who give some of their time to help the Credit Union.</p>
<p>There are two ways you can get involved – the Board of Directors and the Supervisory Committee</p>
<h3>Board of Directors</h3>
<p>The current Board has 9 directors and can have up to 15.<br />
The Board has the overall responsibility for managing the affairs of the Credit Union and members normally meet monthly and give approximately one and a half to 2 hours per month of their time. The Board would like to see BDCU have a full compliment of 15 directors.</p>
<h3>Supervisory Committee</h3>
<p>The current Supervisory Committee consists of 3 members and can have up to 5, and the current committee elect would like to see another 2 members volunteer to join the committee.<br />
The Supervisory Committee has responsibility for auditing and monitoring BDCU Policies and Procedures and members normally meet monthly and give approximately 1 hour per month of their time.</p>
<p>If you are interested in either roles, why not get in touch or speak to one of the directors. In house training will be provided.</p>
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