FAQ

What is a Credit Union?

Can I be a member of Bradford District Credit Union?

Who runs the Credit Union?

How is the annual dividend calculated?

How is a loan paid to me?

How do I make repayments?

How is interest calculated?

What are the interest rates?

How are loans approved?

Can I get a loan for anything I want?

How do I get a loan?

Who can apply for a loan?

How do I make withdrawals?

How are members funds safeguarded?

How much do I have to save?

Does it cost anything to join?

Why do I need to prove my identity to become a member?