Job Vacancy: Loans Lead

BDCU is a friendly alternative to high street banks. We serve our members by being a safe, mutual financial organisation.

As our Product & Loans Lead you will provide a first-class service to our members and work closely with the leadership team developing our product and service offering, MI and core projects.


Identify products that will benefit our members and that will assist in providing a competitive range of services including appropriate support to financially excluded communities.

To evaluate and provide loan assessments and administrative services and support to the Credit Union.

Supporting the COO ensuring policies and procedures are kept relevant to BDCU and continually in line with regulations.

Supporting the COO with risk-based pricing in accordance with product development and associated credit union policies.

Line management responsibility for Trainee/Loans Assessor and ensuring training and development plans are in place and are being delivered.

To support Management and Board of Directors and promote the delivery of an excellent service in accordance with professional standards, legislative requirements and Bradford District Credit Union policies and procedures.

Needs to communicate in an informed, confident, polite, and understanding manner with all stakeholders, internally and externally

To ensure the smooth running of the loans processing on a day-to-day basis


  • Previous experience in a financial services environment
  • Previous underwriting in a financial services environment
  • Excellent communication and interpersonal skills
  • Ability to work well in a team environment.



Salary – £26,357 (pay award pending)

37 hours per week

25 days holiday per year

Location – Bradford City Centre

Pension – A defined contributory scheme through the Peoples Pension


Please apply with an up-to-date CV and covering letter setting out why you would like to work for us.  

Contact: Bradford District Credit Union