Painless Payments
Savings and loan repayments are automatically deducted from your salary before payday, making managing your finances effortless.
Flexible Loan Options
Participation in our payroll deduction scheme improves your chances of loan approval, subject to standard eligibility criteria.
Peace of Mind
With automatic salary deductions, you’ll never have to worry about bounced direct debits or standing orders.
Supporting Financial Security
More than 25% of working-age adults have no savings. Our scheme helps you build a safety net for unexpected expenses.
Boosting Workplace Productivity
Money worries affect performance, with 6 in 10 employees saying they aren’t working at their best. Our payroll scheme alleviates financial stress, helping you focus better at work.
Welcome to Bradford District Credit Union’s payroll deduction scheme
With life’s constant hustle, balancing work and personal finances can be a challenge. That’s why we’ve teamed up with local employers to offer a solution that seamlessly fits into your busy lifestyle.
Join over 4,000 staff across 34 companies who are already reaping the benefits of our services. Together, they are saving £5 million and borrowing £2.5 million. By choosing our scheme, a portion of your salary is automatically allocated to your savings or loan repayments before it even reaches your bank account. This means you’re saving or repaying without a second thought – it’s saving made simple with access to low-cost loans!
Not only does this approach make saving effortless, but it also helps you build a safety net against unexpected expenses, ensuring you’re financially prepared for whatever life throws your way. Plus, it supports those financially vulnerable in our communities.
We welcome everyone in Bradford, Kirklees, and Craven. No matter where you live, if your employer participates in our payroll scheme, you’re eligible to join.
Check to see if your employer is listed below; if it’s not, let us know, and we’ll reach out to them.
Let’s make managing money easy and secure, together.
Payroll FAQs
Who are our payroll partners?
- Accent Housing
- Airedale NHS
- BHT Early Education (Sure Start)
- Bradford College
- Bradford Council
- Bradford Cyrenians
- Bradford Children Family Trust
- Buttershaw Footprints
- Care Trust (Bradford District Care Trust NHS)
- Carers Resource
- Carlton Academy Trust
- Exceed Academy Trust
- Horton Housing
- Incommunities
- Kirklees Council
- Priestly Academies
- Local Services To You (LS2Y)
- Manningham Housing
- NHS – Bradford Teaching Hospital
- Northern Star
- Sovereign Health Care
- St Bedes and St Josephs Catholic Schools
- Strictly Education
- Trident (Inc Better Start)
- University of Bradford
- West Yorkshire Pension Fund (WYPF)
Working with Schools:
- Christ Church
- Foxhill Primary
- Focus Academy
- St Johns East Bowling
- Clayton St Johns
Expecting a payroll deduction into your account?
Before applying your payroll deduction we must receive information from your employer, if this is not received in time this can cause delays for the funds to be applied to your account.
We will actively communicate with your employer if this has happened.
Why has my request for my payroll amendment not happened?
We provide your employer with regular updates on any changes, it will be dependent on when we send the information and when your employers payroll cut of is to when the change will occur. This can take up to 2 pay period to be amended.
What happens if I leave my employer?
If you leave your current employer, you should check whether your new employer is part of the BDCU Payroll Scheme.
- ✅ If they are, you can simply join the scheme through your new company by contacting HR.
- ✅Please also inform BDCU that you have changed company by emailing credit.union@bdcu.co.uk with your member number.
- ❌If they are not, you can switch to making payments via standing order. To do this, email credit.union@bdcu.co.uk with your member number, stating that you’ve left your employer and would like to set up a standing order with your bank.
What happens if school moves to a new trust
If your school moves to a new trust, A: If you leave your current employer, you should check whether your new employer is part of the BDCU Payroll Scheme.
- ✅ If they are, you can simply join the scheme through your new company by contacting HR.
- ✅Please also inform BDCU that you have changed company by emailing credit.union@bdcu.co.uk with your member number.
- ❌If they are not, you can switch to making payments via standing order. To do this, email credit.union@bdcu.co.uk with your member number, stating that you’ve left your employer and would like to set up a standing order with your bank.
Find Out More
Savings
Save regularly straight from your wages.
Loans
Managing your loan payments direct from your wages.
Find Employers
Employers information on joining.
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