"Facing financial hardship and on a low income?"

Bradford District Credit Union are pleased to be working with Bradford District and Craven Health & Care Partnership to offer savings and loans facilities for paid employees from adult social care, primary care, NHS Trusts and those working in the voluntary and community sector who are delivering health and social care activities in their roles located in Bradford District & Craven.

 

Introducing the £200 loan to build your credit score

As the cost of living continues to climb, we recognize the ongoing challenges faced by many in managing their household budgets. To provide support and financial relief during these times, BDCU is pleased to introduce the £200 for staff with low credit rating to build your credit score.

A fixed rate of 42.6% APR.

This Loan is available for a Limited Time Only

Important information: This loan is not available for the purpose of debt consolidation. To find out more information on our Consolidation Loan rates, click here.

 

Key Features:

  • Affordable Loans

  • No Fees

  • No Early Repayment Charges

  • All loans are subject to lending application criteria and affordability checks

    There will be an insolvency register check completed which will leave a credit footprint. Loans will be considered whether you are in an active IVA or Debt relief order. Missed payments, defaults and CCJ's are not factored into the decision on your loan application. We do not lend if you have an active Bankruptcy ongoing, or one has recently come to an end. Please contact us for further information if are unsure whether you are eligible to apply by emailing loans@bdcu.co.uk.

The Application Process

Once your application has been submitted, we will request the required documentation to assess your application

Once everything has been received, you will receive a decision within 2-3 working days

If approved, paperwork will be sent to you via email to sign electronically.

Once the paperwork has been signed by you, we will pay the funds to your nominated account.

Please note that payments are normally received within 48 hours.

Use the sliders to choose the amount and term of your loan

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at a fixed rate from APR
The estimated total you will repay is
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THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.

Useful information

For more help and information, check out our money tips.