Your friendly alternative

Bradford District credit union is your friendly alternative to high street banks & doorstep loan sharks.

We are a safe, mutual financial organisation, run by its members, for its members, with a fair approach to credit assessment.

Affordable loans

Bring your debts under control with an affordable loan. Apply online in minutes, over the phone or at a walk-in branch.
  • Choose whether you're in work or not

  • Select how much you want to borrow

  • Click Apply & follow the simple steps

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at APR
The estimated total you will repay is
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THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING. PLEASE ALSO NOTE THAT THE INTEREST RATE FOR CONSOLIDATION LOANS WILL USUALLY BE HIGHER THAN THE RATE QUOTED ON THE SLIDER.

Products & Services

“Great to be a part of the Credit Union, very nice staff” - Gloria

“Loan rates are great & great way to save too” - Helen

People orientated, professional,friendly, very competitative rates for savers and also when we need to borrow - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme and FREE life savings insurance. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Latest news

Job Vacancy: Member Service Assistant

As a Member Services Assistant you will provide administrative support to help the team achieve its business goals. ...

International Credit Union Day

Celebrating International Credit Union Day October 19th, 2023, International Credit Union Day, is a time to celebrate and ...

Job Vacancy: Loans Lead

BDCU is a friendly alternative to high street banks. We serve our members by being a safe, mutual ...

Job Vacancy: Board Administrator

Personal assistant and Board Administrator role We have an exciting opportunity for a Board Administrator role to join ...

BDCU Forges Partnership with Bradford Care Association

Ian and Siobhan from our EDI & Community Development Team were invited to speak to managers at the ...

‘Talk Money Week’ Roadshow

Join us for a thrilling week of events for the national 'Talk Money Week', organized by Bradford District ...