Products and Services
Savings
Build a savings habit with BDCU. If saving is a challenge, explore our money tips to get started.
Loans
Explore our range of community-focused loans, designed with you in mind, whenever you need them.
Online Banking
Manage your money conveniently on the go with our Mobile App. Securely check balances, pay bills, and transfer funds internally and externally.
Payroll Partners
Simplify money management by setting up loans and savings accounts through your payroll.
THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSEs ONLY AND DO NOT GUARANTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.
Frequently asked questions
What are our Opening Hours?
We are open * :
Monday to Thursday: 9:30am to 4:00pm
Friday: 9:30am to 3:30pm
Times may differ around bank holidays.
Visits are strictly by pre-appointments only.
Loan decision time:
As part of the loan application, we may require you to provide us with a number of documents. This will be communicated to you once your application is complete. Once received, you should receive a decision in 2-3 days.
Why was my Loan declined?
Whilst we cannot provide specific reasons for individual cases, our decisions are based on several factors, including affordability, your credit report, and any history of borrowing and savings with us. We also use credit reference agencies and open banking to help us make these decisions.
Do we offer a Debit Card?
We currently do not offer these for our Members.