Proudly serving the communities of Bradford, Kirklees and Craven since 1993.

At BDCU, we believe in community finance that supports everyone.

From affordable loans to savings accounts, weโ€™re here to help you build a secure future.

Affordable loans


THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.

Products & Services

โ€œGreat to be a part of the Credit Union, very nice staffโ€ - Gloria

โ€œLoan rates are great & great way to save tooโ€ - Helen

โ€œPeople orientated, professional,friendly, very competitative rates for savers and also when we need to borrowโ€ - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Latest news

๐ŸŽ‰ BDCU Winner ๐ŸŽ‰

๐ŸŽ‰ย Exciting News!ย ๐ŸŽ‰ We are thrilled to announce the winner of our January ยฃ50 Love2Shop voucher giveaway! ๐Ÿ† Congratulations ...

Global Credit Unions Celebrate Bradford and Nepal Partnership

Global Credit Unions Celebrate Bradford and Nepal Partnership Bradford District Credit Union (BDCU) welcomed Mr. Meelan Dhakal, CFO ...

‘Money SOS’ Radio Show 8 – Money and Mental Health

Show 8 of BCB Radio 'Money SOS' show on BCB 106.6 FM inspired by Bradford District Credit Union's ...

โœจNew BDCU Competition! โœจ

๐ŸŽ‰ We're Giving Away Another ยฃ50 Love2Shop Voucher! ๐ŸŽ‰ Missed out on our last competition? Donโ€™t worry, weโ€™ve ...

Job Vacancy at BDCU: Member Services Assistant 2025

BDCU is a friendly alternative to high street banks. We serve our members by being a safe, mutual ...

๐ŸŽ† Happy New Year ๐ŸŽ†

Seasonโ€™s Greetings from BDCU! Wishing all our members a joyful Happy New Year! ๐Ÿ‘‰ Explore our 2024 Journey. ...