THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.
"Facing financial hardship and on a low income?"
Bradford District Credit Union are pleased to be working with Bradford District and Craven Health & Care Partnership to offer savings and loans facilities for paid employees from adult social care, primary care, and those working in the voluntary and community sector who are delivering health and social care activities in their roles located in Bradford District & Craven.
Introducing the £200 loan to build your credit score
As the cost of living continues to climb, we recognize the ongoing challenges faced by many in managing their household budgets. To provide support and financial relief during these times, BDCU is pleased to introduce the £200 for staff with low credit rating to build your credit score.
Your loan is subject to checks and not guaranteed - we will look to respond within two working days.
This Loan is available for a Limited Time Only
Please Note: This loan is NOT for debt consolidation
Benefits of our Loan:
Save as You Borrow
This is a painless way to build up your own safety net, even when you’re borrowing. Furthermore, regular savings makes it more likely we’ll accept your loan application in the future.
If you would like to save at the same time as repaying your loan please request this during your loan application.
No Fees
You can take a loan from a credit union without paying an early repayment charge. In fact, the earlier you pay the less interest you incur.
Flexible loans
We make sure a loan from a credit union is affordable. And if your circumstances change, we are here to help you
The following are terms and conditions for our "Health and Social Care Loan."
You must be over 18 years old
Borrow a fixed amount of £200.
This loan is subject to affordability checks
There will be an insolvency register check completed which will leave a credit footprint. Missed payments, defaults and CCJ's are not factored into the decision on your loan application.
Once your loan is approved, it will be sent to you via faster payment. Therefore, can be available the same day
Credit union loans are simple. It takes just a couple of minutes to apply. Use the slider below to see how much it would cost to borrow. And remember, you'll always get a quicker decision if you opt to use open banking.
THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.
Useful information
For more help and information, check out our money tips.