Bradford District Credit Union offers a Mastercard Debit Card for our members so they can shop online, in store or make cash withdrawals.

  • Fully personalised MasterCard debit card

    Directly linked to your Credit Union account

  • Make cash withdrawals

    Use your card at ATMs in the UK and anywhere in the world where the MasterCard sign is displayed. Up to 13 free withdrawals each month

  • Quick access to your loan

    Once your loan is approved, funds can be accessed almost immediately

  • Contactless

    The card uses contactless technology for convenient payments

  • 24/7 lost or stolen support contact centre

    Peace of mind with a 24/7 contact centre if your card is lost or stolen

What do I need to know?

  • You must a member to apply for a debit Card. For more information on how to apply contact us on: 01274 434100 or
  • A valid mobile number is required to apply, because it is linked directly to your Card
  • There are charges to use the card as follows:


New Card Application Fee Free
Replacement Card Fee £7.00
Card Cancellation 80p
Monthly Maintenance Charge (1st of every month) 40p
ATM Withdrawals within UK: 13 Free ATM withdrawal per Month
Any further withdrawals - charges apply £5-£100: 34p per transaction, £101-£250: 59p per transaction
ATM Withdrawals within EU & EEA (Outside UK) £1.35
ATM Withdrawals Worldwide £1.95
Balance Enquiry @Domestic ATM 30p
Balance Enquiry @Foreign ATM 35p
PIN Change @ Domestic ATM 25p
PIN Change @ Foreign ATM 25p
Domestic POS Transaction 10p
EU POS Transaction 10p
Worldwide POS Transaction 10p
Declined Transaction @ Domestic ATM 7p
Declined Transaction @ EU & Worldwide ATM 7p
PIN Reminder Fee £1.30
Cancellation of recurring transactions £5.00
Foreign Transaction mark-up fee 2.99%