Bradford District Credit Union offers a Mastercard Debit Card for our members so they can shop online, in store or make cash withdrawals.
Fully personalised MasterCard debit card
Directly linked to your Credit Union account
Make cash withdrawals
Use your card at ATMs in the UK and anywhere in the world where the MasterCard sign is displayed. Up to 13 free withdrawals each month
Quick access to your loan
Once your loan is approved, funds can be accessed almost immediately
Contactless
The card uses contactless technology for convenient payments
24/7 lost or stolen support contact centre
Peace of mind with a 24/7 contact centre if your card is lost or stolen
What do I need to know?
- You must a member to apply for a debit Card. For more information on how to apply contact us on: 01274 434100 or Credit.Union@bdcu.co.uk
- A valid mobile number is required to apply, because it is linked directly to your Card
- There are charges to use the card as follows:
| New Card Application Fee | Free |
| Replacement Card Fee | £7.00 |
| Card Cancellation | 80p |
| Monthly Maintenance Charge (1st of every month) | 40p |
| ATM Withdrawals within UK: 13 Free ATM withdrawal per Month | |
| Any further withdrawals - charges apply | £5-£100: 34p per transaction, £101-£250: 59p per transaction |
| ATM Withdrawals within EU & EEA (Outside UK) | £1.35 |
| ATM Withdrawals Worldwide | £1.95 |
| Balance Enquiry @Domestic ATM | 30p |
| Balance Enquiry @Foreign ATM | 35p |
| PIN Change @ Domestic ATM | 25p |
| PIN Change @ Foreign ATM | 25p |
| Domestic POS Transaction | 10p |
| EU POS Transaction | 10p |
| Worldwide POS Transaction | 10p |
| Declined Transaction @ Domestic ATM | 7p |
| Declined Transaction @ EU & Worldwide ATM | 7p |
| PIN Reminder Fee | £1.30 |
| Cancellation of recurring transactions | £5.00 |
| Foreign Transaction mark-up fee | 2.99% |