Mental Health and Financial Wellbeing

To celebrate World Mental Health Day, we have partnered with Bradford District and Craven Mind to provide you with resources and help.

Mental health is crucial for overall wellbeing, affecting how we think, feel and act. Good mental health helps us manage stress, build relationships and make healthy choices.

Mental health issues are common and treatable. Seeking help through therapy, medication or self-care is a sign of strength, so let’s break the taboo around the issue by fostering open conversations and showing compassion.

By prioritising your mental health and encouraging others to do the same, we can create a healthier, more supportive world.

Whether you’re currently working or not, taking care of your mental health and managing your finances are important. Here are some practical tips that can help you do just that!

• Create a Budget: Establishing a budget can give you a clear picture of your income and expenses, helping you manage your money more effectively and reducing uncertainty.
• Seek Professional Advice: If your financial matters are overwhelming, consider talking to us – we can provide personalised strategies to manage your finances and reduce stress. Organisations like Bradford CAB and Step Change can also (add links)
• Mindful Spending: Practise mindful spending by distinguishing between needs and wants. This can help you avoid unnecessary expenses and foster a healthier relationship with money.
• Work Hours: If you’re working, establish clear start and finish times. This helps prevent burnout and maintains a healthy work-life balance. For those not working, set boundaries around activities that require your time and energy.
• Breaks: Schedule regular breaks throughout your day to recharge. Short, frequent breaks can improve productivity and reduce stress.

Here at BDCU we have resources and products that can help.

• Educate Yourself: Increasing your financial literacy can empower you to make informed decisions. There are many free resources available on our website to help you learn about personal finance.

Financial Education – Bradford District Credit Union (bdcu.co.uk)

• Loans: If you have debt, create a realistic repayment plan. Prioritise high-interest debt first and consider speaking to us about it – we can provide help with our dedicated loans, such as our Consolidation Loan.

Loan – Bradford District Credit Union (bdcu.co.uk)