Money Tips

As the festive season approaches, a common concern among many in the UK is the impact of Christmas shopping on their finances. A 2021 study reveals that 14% of UK citizens expect their debt to increase due to holiday expenses. Furthermore, January often witnesses a spike in financial struggles, with 16% of individuals overspending during…

What a whirlwind this has been. We held a “Money SOS” training workshop with NHS at Bradford Royal Infirmary with public health which was further covered by BBC. The next big event will be held at Bradford University Staff Reward who are also one of our Payroll partners on Tuesday the 7th. The next roadshow…

Whether it’s Halloween or not, one thing we all need to know is #LoanSharksAreMonsters!!! Don’t get bitten by one, it can cost you an arm and a leg. From October 24 till October 31 is marked as National “Stop Loan Sharks” Week. The England Illegal Money Lending Team has created a nationwide public awareness campaign…

Scammers are becoming more sophisticated, making it harder to detect their fraudulent activities. Remember, if something seems too good to be true, it probably is. Scams can be challenging to detect. With websites and materials that closely resemble the genuine article, fraudsters can be knowledgeable and persuasive. Watch out for these warning signs: Unexpected Contact:…

What is a pension? It’s the money that you will live off once you retire. According to a recent data, inflation has made it harder for many people to achieve financial freedom and has made a good retirement even more out of reach. To keep the same standard of living as in the spring of…

Part of being a good parent is teaching your children about money. Since someone else will if you don’t, and there is a strong chance that person won’t know what they are talking about. Does it help? Here at Bradford District Credit Union, we believe that basic financial education from an early age is one…

As the cost of living continues and back to school is expected to be a significantly bigger financial challenge due to inflation. Here at BDCU money tips we will be providing you with useful information about how to plan for the new academic year. While many parents are focusing on how to keep their kids…

Today, at BDCU Money Tips, we will explore the concept of social prescribing—an innovative approach that recognizes the importance of social factors in our overall well-being and how the organization Treacle helps with this. What is social prescribing? Imagine a healthcare approach that goes beyond traditional medicine, recognizing that health is not solely determined by…