Proudly serving the communities of Bradford, Kirklees and Craven since 1993.

At BDCU, we believe in community finance that supports everyone.

From affordable loans to savings accounts, we’re here to help you build a secure future.

Notice of Early Closure:

Please be advised that on 3rd March 2025, our office will be closing early at 12:15 PM and will reopen at 2:45 PM for staff training. We apologise for any inconvenience this may cause. For any urgent matters, please feel free to email us at credit.union@bdcu.co.uk and we will respond as soon as possible.

Thank you for your understanding.

Planning Maintenance.

Our IT partners will be applying an upgrade to on-line banking and our mobile app between 11:00 PM and 11:59 PM on Wednesday, February 19th, 2025.

During this time, you may not be able to access these services. 

If you have any questions, please contact us via email at credit.union@bdcu.co.uk or on 01274 434100 during our normal opening hours.

Affordable loans


THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.

Products & Services

Financial compatibility

Show Your Finances Some Love

February 13, 2023

Getting Help With Your Debt

January 30, 2023
Blue Monday

Blue Monday – Banish Your Monday Blues

January 16, 2023

BDCU Consolidation Loan NOW LIVE…

January 16, 2023
Bradford district credit union inflation

Increasing Inflation, Increasing Financial Difficulties

January 9, 2023

BDCU Christmas & New Years Opening Hours

December 20, 2022
boxing day tips

Sales: Boxing Day Tips

December 13, 2022
Christmas on a budget

Christmas On a Budget

November 30, 2022
talk money week

Talk Money Week: How We Can Help

November 9, 2022
Loan Sharks

#LoanSharksAreMonsters: Loan Shark Awareness

October 28, 2022

“Great to be a part of the Credit Union, very nice staff” - Gloria

“Loan rates are great & great way to save too” - Helen

“People orientated, professional,friendly, very competitative rates for savers and also when we need to borrow” - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Your savings are protected by the Financial Services Compensation Scheme

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Check your account balances & transactions online

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Read More

Latest news

Happy International Women’s Day! 

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Celebrating International Women’s Day with Purpose and Pride. BDCU proudly marked International Women’s Day recently with a celebration ...

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Financial wellbeing and support is an important part of the work we do at BDCU in addition to ...

‘Money SOS’ Radio Show 9 – AI, Digital & Money

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Show 9 of BCB Radio 'Money SOS' show on BCB 106.6 FM inspired by Bradford District Credit Union's ...

Webinar for Safer Internet Day 2025!

Feb 14, 2025
Thank you to all our 250 people booked on our Safer Internet Day webinar! We were excited to ...

🎉 BDCU Winner 🎉

Feb 7, 2025
🎉 Exciting News! 🎉 We are thrilled to announce the winner of our January £50 Love2Shop voucher giveaway! 🏆 Congratulations ...

Global Credit Unions Celebrate Bradford and Nepal Partnership

Feb 3, 2025
Global Credit Unions Celebrate Bradford and Nepal Partnership Bradford District Credit Union (BDCU) welcomed Mr. Meelan Dhakal, CFO ...