Payroll Loan

Use the sliders to choose the amount and term of your loan application

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at APR
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In celebration of BDCU's 30th Anniversary we are offering our payrolls an exclusive offer!

Be the sunshine in your family or simply just treat yourself...By applying for our special offer loan to enjoy your summer holidays abroad, or maybe a fancy staycation down south. - Bradford District Credit Union is here to get you in the summer spirit!

The ‘Payroll Loan’ is a loan project that will serve to offer a way for new and existing payroll staff to both save and borrow safely. The loan product is specifically for our payroll partners with a discounted rate at X% APR for loans between £X to £X.

Did You Know?

30 years ago loan rates were at a staggering rate of 18% APR!

Make This A Summer To Remember

Are you wanting to:

  • Take a short (or long) break this summer
  • Arrange those very important wedding celebrations and the special day itself
  • Buy your first car or upgrade to a newer one
  • Freshen up your garden with some home improvements

Seas the day and make all of this possible with our new ‘Payroll Loan’ a special offer loan from Bradford District Credit Union available to new and existing members. (Subject to credit & affordability checks)

Please Note: This loan is NOT for debt consolidation

Benefits of our Payroll Staff Loan:

  • Discounted loan rate

    Specifically for Incommunities staff

  • Save as You Borrow

    A proportion of your repayment is paid into a savings account for you. This is a painless way to build up your own safety net, even when you’re borrowing.  Furthermore, regular savings makes it more likely we’ll accept your loan application in the future

  • No Fees

    as you can take a loan without paying an early repayment charge

  • Flexible loans

    We make sure a loan from a credit union is affordable. And if your circumstances change, we are here to help you

The following terms and conditions for the Payroll Loan are:

  • This loan is available from 17th July 2023

  • Borrow between £1000 and £7,500

  • From 8.25% APR promotional rate

  • All loans are subject to lending application criteria and affordability checks

Once your loan is approved, it will be sent to you via faster payment. Therefore, can be available the same day

Payroll Loan - Apply Now!

Credit union loans are simple. It takes just a couple of minutes to apply. Use the slider below to see how much it would cost to borrow. And remember, you'll always get a quicker decision if you opt to use open banking.

Use the sliders to choose the amount and term of your loan application

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at APR
The estimated total you will repay is
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THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING. PLEASE ALSO NOTE THAT THE INTEREST RATE MAY BE HIGHER THAN THE RATE QUOTED ON THE SLIDER.
Accent Housing Association
Airedale Hospital NHS Trust and AGH Solutions
Bradford College
Bradford District Care Trust
Bradford Teaching Hospitals
Bradford University
Carers Resource
Council Bradford
Council Kirklees
Cyrenians
Exceed Academy Trust
Footprints
Horton Housing Association
Incommunities
Incuto
LS2Y
Manningham Housing
Sovereign Health
Sure Start
Trident/ BetterStart
West Yorkshire Pension Fund

Useful information

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