Your friendly alternative

Bradford District credit union is your friendly alternative to high street banks & doorstep loan sharks.

We are a safe, mutual financial organisation, run by its members, for its members, with a fair approach to credit assessment.

Affordable loans

Bring your debts under control with an affordable loan. Apply online in minutes, over the phone or at a walk-in branch.
  • Choose whether you're in work or not

  • Select how much you want to borrow

  • Click Apply & follow the simple steps

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at APR
The estimated total you will repay is
Loading
THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING. PLEASE ALSO NOTE THAT THE INTEREST RATE FOR CONSOLIDATION LOANS WILL USUALLY BE HIGHER THAN THE RATE QUOTED ON THE SLIDER.

Products & Services

“Great to be a part of the Credit Union, very nice staff” - Gloria

“Loan rates are great & great way to save too” - Helen

People orientated, professional,friendly, very competitative rates for savers and also when we need to borrow - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme and FREE life savings insurance. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Latest news

BDCU AGM 2024

BDCU AGM 2024 - A Recap. We were delighted to welcome 32 attendees - both virtually and in ...

Placement award

🏆 Double Whammy Celebration at Bradford District Credit Union! 🏆 We are absolutely thrilled to announce not just ...

BDCU introduces new Products

BDCU INTRODUCES NEW PRODUCTS. Like London buses, good news has come along twice in a short period of ...

Christmas & New Year Opening hours

Please notice that our office will have the following opening and closure times during Christmas and New Year: ...

Welcoming New Staff

BDCU is expanding and our CEO Katie Hurrell welcomes Stephen Townend as COO and Jess Comer Finance Lead announced in The Business Desk . ...

Celebrating UniformSavers#2 Results

UniformSavers#2 is partnership project to tackle the ‘Cost of Living Crisis’ with Public Health Bradford who also funded ...