Your friendly alternative

Bradford District credit union is your friendly alternative to high street banks & doorstep loan sharks.

We are a safe, mutual financial organisation, run by its members, for its members, with a fair approach to credit assessment.

Affordable loans

Bring your debts under control with an affordable loan. Apply online in minutes, over the phone or at a walk-in branch.
  • Choose whether you're in work or not

  • Select how much you want to borrow

  • Click Apply & follow the simple steps

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at APR
The estimated total you will repay is
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THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.

Products & Services

“Great to be a part of the Credit Union, very nice staff” - Gloria

“Loan rates are great & great way to save too” - Helen

People orientated, professional,friendly, very competitative rates for savers and also when we need to borrow - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme and FREE life savings insurance. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Latest news

BDCU Launches ‘Money SOS’ Radio Show

BCB Radio launched of the 'Money SOS' show on BCB 106.6 FM, inspired by Bradford District Credit Union's ...

Job Vacancy: Business Analyst/ Project Manager

Business Analyst/Project Manager – 24 Month Contract 5 days per week (part time or reduced hours considered) Salary ...

Financial Wellbeing Week at Bradford Council and Children’s Trust

Financial Wellbeing Week at Bradford Council and Children’s Trust has wrapped up, and it was a resounding success! ...

Webinar for Financial Wellbeing Week

Thank you to all our participants on our Bradford District Credit Union webinar today with the Money and ...

Free ‘Train the Trainer’ Workshop with our Partners.

Financial wellbeing and support is an important part of the work we do at BDCU in addition to ...

Be an Ally, Be Kind.

We all have one thing in common: we are all human beings first. Yet, many people continue to ...