Proudly serving the communities of Bradford, Kirklees and Craven since 1993.

At BDCU, we believe in community finance that supports everyone.

From affordable loans to savings accounts, we’re here to help you build a secure future.

Affordable loans


THE RESULTS FROM THIS CALCULATOR ARE FOR ILLUSTRATIVE PURPOSE ONLY AND DO NOT GUARENTEE A LOAN OFFER. IF YOUR APPLICATION IS SUCCESSFUL, THE ACTUAL LOAN AMOUNT, INTEREST RATE, AND OTHER TERMS MAY VARY BASED ON A DETAILED ASSESSMENT OF YOUR PERSONAL CIRCUMSTANCES.

Products & Services

“Great to be a part of the Credit Union, very nice staff” - Gloria

“Loan rates are great & great way to save too” - Helen

People orientated, professional,friendly, very competitative rates for savers and also when we need to borrow - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Latest news

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Season’s Greetings from BDCU! Wishing all our members a joyful Happy New Year! 👉 Explore our 2024 Journey. ...

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Week 7 of BCB Radio 'Money SOS' show on BCB 106.6 FM is now available below on Youtube, ...

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BDCU has launched a competition on our social media   Link to Facebook Link to Instagram  Link to TikTok ...

December Newsletter 2024

To catch-up on the latest announcements and exciting news from Bradford District Credit Union Click to view our December ...

Webinar for Talk Money Week 2024

Thank you to all our 70 people booked on our Bradford District Credit Union webinar. Together we bring ...

Talk Money Week 2024

Join BDCU for a thrilling week of events for the national 'Talk Money Week', organised by Bradford District ...